Landlord and Property Owners Scheme

At Insight we have created a Landlord Insurance Product with the Property Investor /Owner in mind. This product is unique as its offering extends to the inclusion of residential units to larger portfolio’s including Multi Residential Units, Apartment Complexes, Office Blocks, Shopping Centres, and Retail / Industrial Units.

In addition to its innovative design on covers and terms, we have ensured that Clients under this scheme are provided with access to market leading experts and Insurers in order to fully protect all Properties covered.

We also provide a personal claims handling team to manage claims and we are experienced and effective in liaising with dedicated Loss Adjusters and Assessors in our day to day activities.

Key Benefits of our Landlord Insurance Product are as follows:-

 

  • All Risks cover including Burglary and Subsidence.
  • Malicious Damage by Tenants Cover.
  • Policy Excesses - €500 Each & Every Claim including Water Damage and €1,300 Each & Every Subsidence and Malicious Damage by Tenants Claim.
  • Normal Rates for Properties with Timber Floors, Flat Roof’s and Multi-unit Properties.
  • Cover only restricted after 90 days unoccupancy.
  • Loss of Rent / Alternative Accommodation Cover for 20% of Building Sum Insured for Residential Units, Multi-Unit Residential Buildings, Apartment Blocks.
  • Fire Brigade Charges €50,000 Limit.

     

 

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